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 Wednesday, January 23, 2008

EMERGENCY ALE DEBIT CARD SERVICES

THE END-TO-END SOLUTION FOR ADDITIONAL LIVING EXPENSES (ALE)

What are clients looking for when they purchase insurance? Above all else, peace of mind. They want to know that if disaster strikes, they’re not alone. As their insurance carrier, one of the key benefits you offer in times of crisis is covering Additional Living Expenses (ALE). But how do you strike the perfect balance between taking care of your clients and keeping your own costs down? The seasoned professionals at Mariposa can help.

SIMPLICITY, IN TIMES OF CRISIS

When disaster hits, your clients will turn to you to help them return to normal as quickly as possible. Mariposa streamlines the process by establishing an emergency ALE distribution center where your clients can come for assistance while you process their claims.

Our licensed adjusters will work directly with your clients. We’ll:

• Explain how ALE works and answer their questions

• Determine their ALE needs, based on a questionnaire

• Issue a MasterCardTM or VISATM debit card on site

• Load and activate the debit card, so it’s ready for immediate use

In addition, we'll keep track of how many cards are distributed, what their card numbers are, and balances on each card. This frees you up to take care of your business, while giving your clients the fast, personal service they deserve.

BENEFITS FOR THE INSURED

With so much on their minds, your clients will appreciate how easy and convenient the ALE debit card is to use:

• 24/7 access at more than 900,000 ATM locations

• Can be used at more than 30 million MasterCardTM and VISATM merchants, including the Internet

• 24/7 customer support

• Both paper and online statements are available to the cardholder to make tracking purchases a breeze

In addition, the ALE debit card is not linked to the insured’s personal credit information.

BENEFITS FOR THE INSURANCE COMPANY

Disasters may be unpredictable, but our ALE program certainly is not:

• Minimal float

• Funds remain with your current banking relationship

• Funds are deposited daily, as needed

• Additional funds can be loaded via the Web by Mariposa or your insurance company

The fixed cost per 1,000 cards (delivered) includes:

• Your company’s name embossed on each card

• Implementation fee

• Product and technical support services

• Plastic and activation fees

The fixed cost per day for each adjuster includes:

• Computer equipment

• Mobile unit

• ALE qualification reports

• Verification reports

• Debit card report

For further information please contact:

David Swank
Sr. Partner
David@MariposaLtd.com
419-861-2557 ext 105

Cards are issued by MetaBank, a federal savings association, pursuant to a license from Visa USA Inc

Wednesday, January 23, 2008 3:11:36 PM (GMT Standard Time, UTC+00:00)  #    Disclaimer  |  Comments [0]  | 
 Thursday, January 10, 2008

Dam! Ice Dam that is! It's winter and the snow and ice will try to find it's way in through roofs. It may happen due to  improperly installed sheathing that has left gaps. Or you may find ice dams that are caused by in adequate attic insulation, improperly ventilated attics, thermal bi-passes or gutters that do not drain properly. Why is this important? Subrogation of course! Please do your best when inspecting these types of losses to see if we have a viable subrogation claim. Good pictures are essential and the client may want to hire an engineer. Good luck out there!

 

 

Figure 1. Cross section of a one-and-a-half story house with an ice dam.

Thursday, January 10, 2008 7:38:09 PM (GMT Standard Time, UTC+00:00)  #    Disclaimer  |  Comments [0]  |